Like i said before go into the game, go load up a save go to settings->game settings->save game compression-off. Save the game check the same folder and it should be xml
until a trainer is released you can edit your credits in your save file Documents/egosoft/x4/-------/save open the XML file in something like notepad++ and you can edit money at line 214 should say <account id="[----]" amount="--------"/>
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